Losing a loved one is one of life’s most difficult experiences — emotionally, mentally, and financially. During such times, the last thing any family should worry about is the burden of funeral costs. That’s why Old Mutual Funeral Cover exists — to provide peace of mind, dignity, and financial support when your family needs it most.
With a proud legacy of over 175 years of financial trust, Old Mutual is one of South Africa’s most respected insurance providers. Their funeral plans are designed to help South Africans plan ahead, protect their loved ones, and handle funeral expenses quickly and with care.
Whether you’re looking to cover yourself, your partner, or your extended family, Old Mutual offers a range of affordable and flexible funeral policies to suit your needs and budget.
What Is Old Mutual Funeral Cover?
Old Mutual Funeral Cover is a life insurance product that pays out a lump sum to your chosen beneficiaries in the event of your death or the death of a covered family member. This payout helps cover:
- Funeral and burial expenses ⚰️
- Transportation of the deceased 🚗
- Tombstone or memorial costs 🕊️
- Family support and post-funeral needs 💐
With Old Mutual, you can ensure that your family is financially secure and emotionally supported during one of life’s hardest moments.
Why Choose Old Mutual Funeral Cover?
Old Mutual understands that every family is different — and that financial stability during loss is priceless. Their funeral cover stands out because of its flexibility, affordability, and reliability.
Here’s what makes Old Mutual the preferred choice for millions of South Africans:
✅ Instant Payouts – Claims are often paid out within 24 hours after all documents are received, ensuring families can focus on the farewell, not the finances.
✅ Affordable Premiums – Funeral plans start from as little as R36 per month, depending on your age and chosen cover.
✅ Flexible Cover Amounts – Choose coverage ranging from R5,000 to R100,000, depending on your family’s needs.
✅ Extended Family Cover – Cover up to 18 family members under one policy — including your spouse, children, parents, and even in-laws.
✅ No Medical Tests Required – Enjoy simple, hassle-free signup with no medical exams or blood tests.
✅ Cashback Benefit – Receive up to 12 months of premiums back every 5 years if your policy remains active.
✅ Accidental Death Benefit – Enjoy immediate full cover in case of accidental death.
✅ Repatriation Service – Old Mutual helps with transporting the deceased from anywhere in South Africa to the burial site.
✅ Lifetime Cover Option – Choose a plan that provides cover for life, not just for a set term.
Types of Funeral Cover from Old Mutual
Old Mutual offers several funeral plan options designed to meet the diverse needs of South African families:
1. Old Mutual Funeral Plan (Standard Plan)
The most popular and affordable option, offering coverage for you and your family members with flexible premiums and fast payouts.
2. Comprehensive Funeral Plan
Ideal for larger families or those wanting higher cover amounts. It includes repatriation, cashback benefits, and accidental death cover.
3. Greenlight Funeral Cover
Part of the Greenlight range, this cover provides a lump-sum payment to help your loved ones cover funeral and related costs immediately.
Each plan is tailored to suit your age, income, and family size, giving you total control over how much you spend and what level of protection you need.
How to Apply for Old Mutual Funeral Cover
Getting covered with Old Mutual is quick and easy. You can apply online, by phone, or through an Old Mutual branch.
Here’s how:
- Get a Free Quote
- Visit the Old Mutual website or contact a financial adviser to get a personalized quote.
- Choose Your Plan
- Select your cover amount and the family members you wish to include.
- Complete the Application
- Provide basic personal and banking details. No medical tests required.
- Start Paying Premiums
- Once your first premium is paid, you are covered immediately for accidental death and after six months for natural death.
- Enjoy Peace of Mind
- Your loved ones will receive fast and compassionate support when they need it most.
Claim Process – Simple and Swift
Old Mutual’s claim process is designed to be fast, fair, and compassionate.
Here’s what to expect:
- Notify Old Mutual of the death.
- Submit required documents (ID, death certificate, policy number, etc.).
- The claim is processed within 24 hours (if all documents are correct).
- The payout is made directly to the nominated beneficiary or funeral home.
This quick turnaround ensures families don’t experience unnecessary financial delays during a time of grief.
Added Benefits of Old Mutual Funeral Cover
- Cashback Benefit: Get back a full year’s worth of premiums every five years, helping you save over the long term.
- Premium Waiver: If the main member passes away, cover for other insured family members may continue without further payments.
- Education Benefit: Some policies offer additional support for children’s education after a parent’s death.
- Inflation Protection: Optional annual increases help your cover keep up with rising funeral costs.
- Repatriation and Funeral Support Services: Old Mutual partners with trusted service providers to handle logistics like transport, documentation, and funeral arrangements.
Why Funeral Cover Is a Smart Financial Move
Many South Africans underestimate the cost of funerals — which can range between R10,000 and R50,000 or more. Without a funeral plan, families often struggle to raise money quickly, leading to stress, debt, and delays in honoring their loved ones.
With Old Mutual Funeral Cover, you ensure that:
- Your family won’t face financial hardship during loss.
- All funeral arrangements are handled smoothly.
- Your legacy is one of care, dignity, and responsibility.
It’s not just insurance — it’s a promise of protection and peace of mind.
Customer Testimonials
“When my mother passed, Old Mutual paid within 24 hours. I couldn’t believe how easy and fast it was. It truly made a difficult time easier.”
“I love that I can cover my parents and children under one plan. Old Mutual really cares about families.”
“Affordable premiums and excellent service — I feel secure knowing my family is taken care of.”
These stories reflect Old Mutual’s commitment to reliability, compassion, and trust — values that have made them a household name for generations.
Why Choose Old Mutual Over Other Insurers
✔️ Over 175 years of experience in financial services.
✔️ Trusted by millions of South Africans.
✔️ Fast claims payouts (often within 24 hours).
✔️ Affordable and flexible premiums.
✔️ Coverage for your whole family.
✔️ NCR and FSCA regulated.
✔️ 24/7 customer support and assistance.
Old Mutual’s long-standing reputation means you’re choosing stability, integrity, and excellence.
Conclusion: Protect Your Loved Ones with Confidence
Life is unpredictable — but with Old Mutual Funeral Cover, you can prepare for the unexpected. A small monthly premium today can make a world of difference for your family tomorrow.
Old Mutual’s funeral plans are more than just policies — they’re a symbol of love, responsibility, and peace of mind. Whether you want basic cover or comprehensive protection, Old Mutual offers a plan designed just for you.
Don’t wait until it’s too late — get covered today and ensure your family’s financial comfort, dignity, and peace when it matters most.
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